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Double Pay in August: How to Maximize Your Two VA Disability Payments

What’s Happening:

Close-up of a soldier in camouflage uniform with an American flag patch on arm, crossed arms, in a dimly lit setting.

Because of how the VA schedules payments, you’ll see two VA disability deposits in August 2025:

  • Friday, August 1 — this covers July benefits.

  • Friday, August 29 — this covers August benefits (paid early because of the September holiday schedule). Military.comCCK Law

Quick note: This isn’t “extra” money—September won’t have an early VA deposit for August benefits since you’re getting that August payment on August 29. (The VA pays for a given month on the first business day of the next month; when that date is affected by holidays/weekends, they adjust to the preceding business day.) Military.com

If your bank offers early direct deposit (e.g., USAA often releases funds up to two business days early), you might see the money even sooner than these official dates. VA Claims Insider


How much will you get?


Your total depends on your combined rating and dependents. For 2025, VA disability rates reflect a 2.5% COLA, with examples like:


  • 70% (single veteran): $1,759.19/month

  • 80% (single veteran): $2,044.89/month

  • 90% (single veteran): $2,297.96/month

  • 100% (single veteran): $3,831.30/month(Effective Dec. 1, 2024, paid at 2025 rates.) CCK Law


The 2.5% COLA is confirmed by veteran organizations tracking benefit changes. DAV


Make the “bonus month” work for you: 8 smart moves


  1. Cover September’s essentials now: Use the August 29 payment to prepay your September rent/mortgage, utilities, or child care. You’ll enter September already funded, which is helpful if your next regular deposit isn’t until October 1 (September benefits). Military.com

  2. Knock down high-interest debt: Allocate part of one August deposit to any balance above ~20% APR (typical for credit cards). Freeing up cash flow now reduces stress when bills bunch up later in the fall.

  3. Fund an emergency buffer: Aim for 1–2 months of core expenses. Even $200–$500 from each August deposit gets you started.

  4. Schedule medical, dental, or vision: If you’ve been delaying out-of-pocket costs, book them. Veterans using VA care or community care can align co-pays or travel with this month’s extra cash flow.

  5. Right-size recurring allotments and transfers: If you’ve set auto-transfers for “1st of the month,” remember you’ll see the August benefit on Aug 29 — update any rules so they don’t misfire before funds arrive. Military.com

  6. Plan for school and seasonal costs: Back-to-school, PCS-related travel, or fall/winter utility spikes: earmark now and avoid using credit later.

  7. Audit your rating & dependents: If your health has worsened or your family status changed, consider filing for an increase or adding dependents. Check 2025 rate tables on VA.gov before you file. Veterans Affairs

  8. Track claims and back pay: VA has been processing record numbers of claims in 2025, so ensure your contact/banking info is current in VA.gov to avoid delays if back pay hits. VA News


Who gets two payments in August?

  • Most VA disability recipients should see Aug 1 (for July) and Aug 29 (for August) deposits.

  • If your bank posts early, your visible dates may shift slightly (but they’ll still correspond to those VA pay dates). VA Claims Insider

  • This “double month” is separate from SSI rules (some SSI recipients also see two payments in August 2025, but that’s a Social Security schedule, not VA). NerdWallet


Example budgets (pick one)

Jar filled with US $100 bills, close-up. Background shows more spread out bills, creating a lively and financial mood.

A. Stability plan

  • Aug 1 deposit: Cover September rent + utilities.

  • Aug 29 deposit: Debt payment + groceries + set aside $200 emergency fund.


B. Catch-up plan

  • Aug 1: Past-due bills to stop late fees.

  • Aug 29: Minimums on all debts + extra toward the highest APR card.


C. Growth plan

  • Aug 1: 1 month emergency fund.

  • Aug 29: Health/dental, vehicle maintenance, and winter prep.


FAQs


Is this a bonus or 13th payment?


No—just a timing shift. You still receive 12 months of benefits, with two landing in August this year. Military.com


Will September have a payment on the 1st or 2nd?


No. The next VA payment after Aug 29 is Oct 1 (covering September benefits). Military.com


What if my payment doesn’t show up?


Verify your direct deposit details on VA.gov and with your bank; then contact VA if needed. (First confirm whether your bank uses early-release policies.)


Need one-on-one help?


Increase Your VA Benefits can review your rating, dependents, and evidence — and help you plan around this month’s timing shift so more of your compensation stays in your pocket.

 
 
 

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CMTJ does NOT assist Clients with the preparation, presentation, and prosecution of VA disability claims for VA benefits. Client shall prepare and file his/her own claim utilizing free government websites such as ebenefits.va.govva.gov, or work with an accredited VSO or VA claims agent, many of which offer services for FREE, and CMTJ is NOT an accredited VSO, claims agent, attorney, or entity recognized by the Department of Veterans Affairs (VA) and is not affiliated with the VA in any way, and any conversations are understood to be CMTJ’s opinions only and are not legal or medical advice.

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